Your Credit Score from myFICO.com

What's a FICO score? It's a snapshot of your credit risk picture at a particular point in time. The higher your score, the lower the risk to lenders. Fair Isaac Corporation develops the mathematical formulas used to produce FICO scores.

Why should you know your credit score? Because lenders do. Banks and other lenders check your FICO score when you apply for, and use credit. Knowing your score puts you one step ahead when you apply for a mortgage, loan or other credit.

Union Plus wants to help union members:

• demystify the world of credit;
  
• help you understand how lenders determine the interest rates and credit limits they offer you;
  
• and help you improve your credit score.

That's why with a special 15% union discount through myFICO®, we're pleased to offer savings on any myFICO product - including credit scores, credit reports, ID fraud protection and personalized score explanation.

Score & save

With the Union Plus discount, you save 15% on all myFICO products -- so you can access a single FICO score for $12.71 or all three of your FICO scores and credit reports for $38.12.

Click here to find out more about score and how to improve it. NOTE: Your 15% discount will be automatically deducted when you place your order online.

Following are credit tools for you:

• NEW: Score Watch™ - the only FICO score and credit report monitoring product on the market. Continuous monitoring of your credit file and score, notifies you when you qualify for better interest rates, delivers alerts when changes are detected in your score and report and shows you key factors affecting your FICO score and how a lender views you.
  
• Suze Orman's FICO® Kit Platinum - includes three FICO scores and credit reports and shows you how to: get the lowest rates on your credit cards, get out of debt quicker, save on your mortgage and car loans, and correct credit report errors.
  
• FICO® Deluxe - all 3 scores and 3 credit reports from TransUnion, Experian, and Equifax, plus the FICO Score Simulator.
  
• FICO® Standard - 1 FICO score and 1 credit report from any 1 of the 3 credit bureaus.
  
• myFICO Identity Theft Deluxe™

• It offers tips on raising your FICO score to help improve your chances of qualifying for lower interest rates on your home and auto loans.
  
• You can learn what interest rates to expect in your state for your FICO score, and use the FICO Savings Calculator to see how much you could save on monthly loan payments by improving your FICO score!